Collision Damage Estimator App: Fast and Convenient or Just Another Cheap Trick?
Since insurance companies are in the business of staying in business, collision damage estimator apps are packaged as fast and convenient when in reality they shortchange you and the situation. And the app’s use essentially blocks you from making any related medical claims.
We at Skaggs Chiropractic LLC in Joplin have seen this happen too many times: a patient gets in a car accident, uses the app to get quick cash and repairs, then injuries set in and insurance companies won’t lift a finger. We want to protect you from this scenario and give you proper medical attention.
The App Saves Insurance Companies Money and Can Cost You Thousands
Getting the right amount of money to cover the cost of repairs due to an auto accident isn’t a fast process if you want it done right. You have the legal right to a licensed appraiser who can far more accurately assess the cost of repairs than a piece of software analyzing a photo.
Using an app can lead to having to redo the claim. Body shops often can’t perform the repairs at the quoted price the app gave, forcing both parties to reopen the claim and start all over. Data shows insurance companies pay as little as 10% of the true cost of repairs. And then--thanks to photographic evidence--the insurance company might not budge on the initial numbers, forcing you to either pay it yourself or take the value hit on your vehicle.
Worst of all, if you were injured during the collision, those same photos can hurt your injury claim and possibly deny it if the app determines the damage too minor. You can be denied a no-fault claim. Cars are designed to take hits while the human body is not meant to be jostled around in half-ton hunks of metal.
Get Expert Auto Injury Care at Skaggs Chiropractic LLC
Dr. Skaggs has over 26 years of experience in treating auto injuries and has extensive training in traumatic spinal injuries. His comprehensive postdoctoral education allows him to treat both the simple and complicated cases. He’s been at the forefront of treatment protocols and techniques for these bodily injuries, traumatic brain injuries, and concussions associated with motor vehicle accidents.
Dr. Skaggs is a member of the Academy of Chiropractic and the American Academy of Medical Legal Professionals. These are national medical research organizations that provide the latest research on the diagnostic and treatment of traumatic spinal related conditions.
Here It from a Satisfied Patient
“Dr Skaggs is amazing, God truly blessed with him with the skills and knowledge to help people. He was very honest, kind, and funny too! Thank you for taking on my mess of a neck. I highly recommend Dr. Skaggs he is fantastic and so is his staff!”
Have questions or need to schedule an appointment? Give our Joplin office a call at (417) 624-4242 or go online and fill out a contact form.